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Sell Your Mobile Home in Texas Fast, Even with a Tax Lien

Selling a mobile home in Texas with a tax lien can be challenging, but it’s possible to sell fast. Learn how to navigate the process and move forward quickly, even with financial obstacles.

Introduction

If you’re searching for how to sell a mobile/manufactured home fast in Texas with a tax lien, you’re probably juggling urgency and uncertainty. Maybe you’re behind with the county tax office, you’ve received notices from the appraisal district, or a tax suit is looming. You want to know: Can I still sell? Do I have to clear the lien first? Will a buyer in San Antonio, Kyle, or New Braunfels touch a home with a lien?
Good news: you can sell—even with a lien. You just need the right sequence and a buyer who can work through payoff logistics.

Tax Liens on Texas Manufactured Homes: What They Are (and Why They Matter)

In Texas, county (and sometimes city/school) property taxes attach as a lien against the home (and land, if any). For manufactured homes, ownership is recorded with the TDHCA via a Statement of Ownership (SOH)—not a vehicle-style title. When taxes go unpaid:

  • The county/taxing units record a lien that must be paid or released before clean transfer.
  • If the lien lingers, taxing units can pursue tax foreclosure or a tax sale (timelines vary by county—Bexar, Comal, Hays, etc.).
  • Traditional buyers (and their lenders) usually won’t close until all liens are settled.

Bottom line: a lien doesn’t kill your sale—but it changes how you structure it.

Can You Sell a Texas Mobile Home with a Tax Lien? (Yes—Here’s How)

You’ve got four practical paths. Which one you choose depends on your cash position and timeline.

Option 1: Pay the lien before listing

  • Get a payoff from the county tax office (plus penalties/interest).
  • Once paid, obtain tax certificates/receipts to show clear taxes.
  • Pro: maximizes buyer pool and price.
  • Con: requires cash now.

Option 2: Payment plan / partial settlement

  • Some counties let you enter a short plan to stop legal escalation.
  • Pro: buys time.
  • Con: still narrows buyer pool until fully cleared.

Option 3: Clear the lien at closing (traditional buyer)

  • Title/closing agent collects your proceeds and pays the county at funding.
  • Pro: no upfront cash.
  • Con: still slower; buyer may demand repairs/appraisal; not ideal if you’re in a hurry in San Antonio or New Braunfels.

Option 4: Sell to a cash investor who handles the payoff

  • The investor orders payoff(s) from the county, nets them from your proceeds, and closes as-is—often in 7–10 days.
  • Pro: fastest; no repairs, showings, or commissions.
  • Con: price reflects speed/convenience.

Step-by-Step: Fastest Path to Close (Even Under Pressure)

  1. Pull the basics: SOH (Statement of Ownership) details via TDHCA, home info, VIN/label, park name (if in a community), and any land deed if attached as real property.
  2. Request written payoff(s): Contact the county tax office (e.g., Bexar for San Antonio, Comal for New Braunfels, Hays for Kyle) for good-through payoff amounts.
  3. Choose your buyer type: Need speed? Go cash. Want top dollar and have time/cash for cleanup? Consider traditional.
  4. Contract with lien language: Your purchase agreement should state taxes/liens will be paid from seller proceeds at close (or by buyer as part of price).
  5. Close + transfer correctly:
    • If personal property: closing packet + TDHCA SOH transfer.
    • If real property (home on land, converted): standard title company closing (deed + any SOH considerations).
    • If in a park : complete park approval and lot lease assignment.

What If I Don’t Pay the Lien Before Selling?

  • Traditional buyers will usually walk…or discount hard.
  • Counties can continue penalties, interest, and legal action.
  • Smart solution: net the lien from proceeds at closing (fastest with a cash buyer who coordinates payoffs).

Can You Negotiate or Reduce a Texas Tax Lien?

Sometimes. Options vary by county and status:

  • Payment plans to stop additional penalties.
  • Rare settlements (case-by-case; not guaranteed).
  • If a tax suit has been filed, timelines tighten. An experienced investor can coordinate with the taxing unit’s attorney and fund at closing to stop the clock.

How Long Will It Take to Sell (Realistically)?

For a Traditional listing (photos, showings, repairs, buyer financing) you’re looking at roughly 30–90+ days. A cash sale, however, is much faster–we can typically close within 7–14 days once payoffs are in hand and park approvals are complete.

What to Expect on Closing Day

On closing day, the process is straightforward: the title company or mobile home closing coordinator collects the tax lien payoff, any outstanding park balances, and required fees directly from your sale proceeds. You’ll then sign the transfer documents—along with the Statement of Ownership (SOH) packet if the home is still classified as personal property. Once everything is funded, the county receives payment, the lien is released, the buyer takes ownership, and you walk away with your net cash in hand.

Conclusion: A Tax Lien Doesn’t Have to Kill Your Sale

Selling a manufactured home with a Texas tax lien is doable (and often fast) when you structure the deal correctly. Whether you’re in San Antonio, Kyle, New Braunfels, or nearby, the cleanest path is to net the lien at closing with a buyer who understands SOH transfers, park approvals, and county payoffs.

If you want a fast, as-is sale with the lien handled for you, 210 Mobile Homes can help. We’ll:

  • Pull payoffs,
  • Coordinate with the county and park,
  • Cover normal closing costs, and
  • Close on your timeline—often in 7–10 days.

Reach out for a fair cash offer and a smooth exit—tax lien and all.